if you dont want to get "scammed" by insurance, just dont buy it unless you are legally required. invest it in other assets. if the insurance contract does not hold due to the client hiding some information then the insurance company should pay back all of the premium. you cant just take someone's money and not fulfill the contract.
i am fine with insurance company making a lot of money but it's completely immoral for big corps with powerful lawyers to try to refuse as many claims as possible. pretty much everyone that complains about insurance company is because their claim got refused when they were told that they were covered.
![Felix "Unfair" | [Stray Kids : SKZ-PLAYER]](http://i.ytimg.com/vi/Oswujxm2Ag0/mqdefault.jpg)
希望今集令大家對保險更有認識，你哋又覺得買保險之前仲有咩一定要留意？
@@Money-Tab 一定claim唔到啦 如果想發達買保險股實得
「保險這東西」：「冇事買、有事用」，「不用最好」、「不追求全包」、「鬆動首要」🤗
呢集好有用，另大眾社會更加安心了解網上平台保險。
呢集勁有用 多謝兩位❤希望有更多呢類片
嚟緊星期日會有 Podcast 可以留意吓 😊
謝謝❤有用。
我買足醫療保險，車保，屋保，因為我相信梅菲定律
但我很小用到各保險，我認為這才是我的福氣。基本上，日常病痛，自然療法可自行處理。車，屋，小意思自己整好便算數，無謂花保險錢了，留給有需要的人
一般華人，認為買了保險便要用盡，乜都狂 claim,亂食藥，冇病都要整病自己咁犯賤
咁誇張？人人都好無聊咩？😂😂😂😂😂
冇病醫生都唔可以寫藥單俾你啦！點 claim 😂
@@TheJlee28 你會吾搏命 乜都claim
你食自助餐會吾搏命食到嘔
中國人的特性係咁無聊和犯賤
@@TheJlee28 你會吾無喇喇要醫生開止痛藥，安眼藥，止肚嘔藥？
@ Nop 醫生唔會開比你，要先診斷清楚，加上我多數食中藥，自負。你唔需要太偏激，唔可以一竹篙打一成人，話所有中國人都係咁。乜人都可能濫葯。其實加拿大人濫葯嘅情況，比你想像中嚴重。
if you dont want to get "scammed" by insurance, just dont buy it unless you are legally required. invest it in other assets.
if the insurance contract does not hold due to the client hiding some information then the insurance company should pay back all of the premium. you cant just take someone's money and not fulfill the contract.
不如講下儲蓄保險，若果供足十年，例如一百萬港幣，保險公司在這十年一共收了多少佣金及管理費？
當滾存額越大，管理費是按比例收？支付的費用是否越貴？
咁就要示乎邊一種儲蓄保險計劃，每一款都唔一樣喔
最緊要想買之前了解清楚
睇得出師傅有做過保險，可以好有效咁水人買儲蓄保😂
如果唔係點會咁快財務自由😂
我其實好想知，有冇statistics講關於大額嘅early claim（eg買單頭5年或之前），有幾多percent嘅大額（闢如過一百萬港幣）嘅early claim係被拒
得保險公司答到你，仲要間間唔同🙂
@@stephenyip5827其實重點未必關early claim, 受保人病史eg 「醫院」Record 都幾「至關緊要」（冇事別亂求醫，寫錯少少都攞你命）
為咗嗰幾集留言，就講幾集啦😂
“去得幾盡” - 想問下師傅你嗰時去到幾盡呢？😂
呃人最好搵 買個時 契第都認 , CLAIM 錢落閘放狗 保險同賊一樣
咁買來做咩.......
咁多錢想買個保障, 最終成為文字遊戲, 好灰
一有事,大病個人本身都混亂, 仲要咁..........
@@アーニ-x6r 嘻，呢個我反而可以試吓答，因為唔想屋企人「賣車賣樓」醫我😉（當然有買就一定救得返，這世界沒有包生仔嘛😙）
i am fine with insurance company making a lot of money but it's completely immoral for big corps with powerful lawyers to try to refuse as many claims as possible. pretty much everyone that complains about insurance company is because their claim got refused when they were told that they were covered.
Haters連對沖都唔明，點會明保險
好agent難求
不用講下儲蓄保險，若果供足十年，例如一百萬港幣，保險公司在這十年一共收了多少 管理費？
滾存額越大，管理費按比例收，支付的費用是否越貴？
十年（分十年供）應該仲係舌緊，除非你係一次過投保，好似做定期甘，十年才有機會賺。
平心而論，理論上別人賺多少是「與己無關」的，不如還是「回歸基本」，在「全盤理解」後，「儲蓄保險」這項「最入門的理財產品」，是否合乎當初「最基層」的需求eg保本，如果「是」，那其實「儲蓄保」就完全沒問題👍（純個人見解）
1,😅😮😮😮😮
想問下寵物保險，會唔會再講多啲？🙏🏻
有無過想知寵物保險邊方面嘅嘢？
AIG 玩到 爆煲 ^^ 賭曬投保人D 錢 落海
啱啱帶咗個仔去啓德玩捧你場，全家人過千蚊架
多謝捧場喔
賠唔多，無意思
意思係要買得足？
「有買有保、冇買冇保、頂頂都好😙」
保險？比錢容易Claim錢難，近似騙局！買保險....只有笨柒！
之前有唔好嘅經歷定聽過好多負面嘅案例？
嘻，補知識，理論上「難Claim」也有「難Claim的好」，若然「唔理好醜」單單賠，不是「加價加到傻」，就是全部公司都「賠到倒閉」，齊齊冇左「呢個選項」😝😝